As your personal agent, I believe in keeping you informed and aware of Farmers insurance products. It is my mission to help you, as a member of the Illinois Contractor's Association, develop the right plans to meet your insurance needs. Through dedication, knowledge and a tireless work ethic, I will be the agent who my customers want to send their friends and families to. I will strive to protect my clients' assets. My goal is to exceed all my customers' expectations.
Farmers agent, Chris Sherrard has made Rockford her home for over 20 years. That means more than simply owning a house here. In means making a difference in our community. Chris offers a wealth of business experience in customer focus and restaurant management and earned her insurance license in 2003. Chris Sherrard Farmers Insurance is a member of the Rockford Chamber of Commerce, Business Network International, Stateline Women in Business and Rockford Network of Professional Women.
Chris is actively involved in several community organizations. With Farmers Insurance, Chris is a major sponsor of the March of Dimes. She participates in the Making Strides Against Breast Cancer Walk and the Managing Information on Lost Kids program to aid parents and caregivers in the event of a lost child.
Through her own personal experience, Chris knows how customers’ priorities can change over time.
She takes great pride in the services Farmers provides and considers your personal interests before making any recommendations. Chris Sherrard has been carefully selected and professionally trained to meet Farmers’ high standards – and she continues training throughout her career so that she can meet your changing priorities with professional, personal service. That’s why you can count on the support of Chris Sherrard Farmers Insurance – every step of the way.Farmers Insurance Group is dedicated to being the right choice for auto insurance, home (homeowners and renters), life insurance, business insurance, umbrellas, boat and recreational vehicle insurance, and a whole lot more.
Whether you're looking for auto, homeowners, life, or speciality coverage, I will help you select the right products to fit your insurance needs. To learn more about Farmers products and services, feel free to contact me at any time.
We provide the following insurance services to members of the Illinois Contractor's Association:
Business
Home
Life
Auto
Motorcycle
Business Insurance Products
Business Auto
When you own a business, you have a unique set of operation and protection requirements all your own. Especially for business owners that own and operate vehicles, Business Auto insurance provides coverage for your unique needs.
Business-Life Insurance
What happens to your business if something happens to you? Make sure that your dream and your business live on by considering the options that a Business-Life insurance policy can offer.
Crime
You never expected it to happen to your business. Your employees seemed honest, but now you're fighting a lawsuit because someone used a client's credit card information. Crime coverage helps protect your business from acts of dishonesty.
General Liability
A customer was injured while visiting your business and now you're stuck with a pretty expensive medical bill. General Liability covers contractual, personal and advertising injury, as well as liability protection.
Partnership Life Insurance
If you are in a partnership, you hope that it continues for as long as you own your business. However, should something happen to one of the partners, it's important to have coverage to survive this loss. Partnership Life insurance can offer you the protection you need.
Property
You arrive to work early one morning, only to realize that your business property was vandalized during the night. Fortunately, you had customized Property insurance to cover such a loss. Your business is up and running again, and you hardly missed a beat.
Small Business Workers' Compensation Insurance
Losses from injuries that happen on the job, regardless of who's at fault, can cost employers a great deal of time and money. Worker's Compensation for small businesses offers unique coverage for just such losses.
Sole Proprietorship Life Insurance
What if something happens to you and your business still has a lot of debt? Make sure that your estate is protected with Sole Proprietorship Life insurance.
Stockholder Life Insurance
Stockholder Life insurance can be used to create a pre-death, buy-sell agreement and to arrange the sale of stocks to remaining shareholders should something happen to one or more of the business owners.
Surety Bond Program
A Surety Bond Program creates a contract for the fulfillment of an obligation. It gives some businesses an opportunity to grow in a way in which they couldn't have without the program.
Auto Insurance Products
Auto Rental Service
When we think rental vehicle, we usually think renting for a vacation or a fun road-trip. We don't always anticipate that we may need a vehicle because we get into an accident. That's why we provide use of a rental vehicle.
Bodily Injury Coverage
Accidents happen and the resulting damage can be quite costly. Bodily Injury coverage helps to cover the medical expenses that can occur from injuries or death resulting from an accident in which you are at fault.
Business Auto
When you own a business, you have a unique set of operation and protection requirements all your own. Especially for business owners that own and operate vehicles, Business Auto insurance provides coverage for your unique needs.
Collectible Auto
You're on your way to the annual auto show, when someone rear-ends your classic 1957 Chevrolet. Fortunately, you had Collectible Auto insurance. When it comes to unique and rare automobiles, we've got you covered.
Collision Coverage
Whether it's icy roadways, a blind spot, or an uncontrolled intersection, Collision Coverage pays any amount more than your deductible to restore the damage done to your vehicle to factory new condition in the event of an accident.
Comprehensive Coverage
Are you covered when the passing hail storm pellets your vehicle? Are you protected from the thief that hot-wired your ignition and drove away? Comprehensive Coverage covers a wide-range of incidents and accidents.
Fault or No-Fault Coverage
Who pays for the damage done to your vehicle? It actually depends. If you live in a no-fault state, your insurance will cover you. If you live in a fault state, the accident-causing party's insurance will cover you.
Glass Repair and Replacement
You're smoothly coasting down the highway and smack! A pebble no bigger than a pea detroys your windshield. Fortunately, you have Farmers Fasglas® and your brand-new windshield was installed just a few days later.
Liability Coverage
You never know when someone might get hurt in an accident. You could stand to lose a lot if you are at fault. Liability Coverage provides protection against financial loss.
Medical Payments Coverage
It's been a month since the accident and you just received your first hospital bill. Medical Payments Coverage makes sure you're protected against the income losses caused by medical and funeral expenses.
Motor Homes
It's time to get out on the open road. And, now more than ever, you may be likely to choose a home on four wheels rather than on a permanent foundation. It's important to make sure that you and your home have the right protection no matter where you are.
Optional/Add-on Equipment Coverage
Adding features to your vehicle may add a personal touch but they can get "spendy". That's why we provide Optional/Add-on Equipment Coverage.
Personal Injury Protection (PIP) Coverage
Personal Injury Protection takes care of medical expenses and lost wages caused from an accident. Rising medical costs make financial recovery just as difficult, if not more catastrophic than the physical damages caused in the accident. Because of this, it's never been more important to make sure that you're covered.
Property Damage Coverage
Are you covered if you're responsible for damaging someone's house? What about their fence or their vehicle? If you have Property Damage Coverage, it will pay for the damages that you cause when you are at fault.
Safety Apparel Coverage
Have a nice helmet? Got some sweet leathers? Make sure you don't have to pay for it all over again if you get into an accident.
Towing Services
There isn't a feeling much worse than the one you get when you're stranded and don't know where to turn. Farmers Farmtow® and TraveLine® RV Towing provides the services to rescue you in the middle of nowhere, and, well pretty much anywhere.
Uninsured/Underinsured Motorist Coverage
You know that you have insurance coverage but what about the "other guy"? What if the other guy doesn't have enough insurance? Unisured/Underinsured Motorist Coverage, protects you from the "other guy" and those other variables.
Home Insurance Products
Applicants with Credit or Loss Problems
"I'll never be able to get insurance with this loss on my record." Just because it may seem impossible doesn't mean that it's true. We help many people get insurance, despite it feeling impossible to them. Just because your life isn't perfect, doesn't mean you shouldn't have coverage.
Flood Insurance
Chances are, if you live in a flood plain, you should, and may even be required, to have Flood insurance as part of your Homeowners policy. As part of the National Flood Insurance Program, you are able to purchase protection, against flood damages, in most areas.
Identity Shield
In the unfortunate event that your good name falls into bad hands, having Farmers Identity Shield offers a solution to what may become a high-priority problem. Contact me to find out more about this attractive industry-leading coverage.
Landlord
If you own single or multiple properties that you rent out, you may have special insurance needs. That's why we provide Landlord insurance. It is specially tailored to meet the unique needs of property owners.
Mobile and Manufactured Homes
So your home isn't a traditional "stick built" on a foundation. That doesn't mean that you don't need Homeowners insurance. We insure a variety of home types. From mobile to manufactured, to multi-sectional to modular, and more, we can make sure that your home is protected.
Motor Homes
It's time to get out on the open road. And, now more than ever, you may be likely to choose a home on four wheels rather than on a permanent foundation. It's important to make sure that you and your home have the right protection no matter where you are.
Personal Liability Coverage
Are you protected if someone is injured on your property or if you damage another's property? Personal Liability protection makes sure that you are covered against the things that you can be held liable for.
Personal Property Coverage
Are your wedding bands or other valuables covered? What about your home entertainment system? Personal Property Coverage can make sure that these items and your personal belongings are protected.
Personal Umbrella Liability Coverage
An umbrella, exactly what it says, shelters us from a great deal of losses. Given today's litigious society, we could stand to lose a lot if we end up in a lawsuit. A Personal Umbrella Policy serves to shelter you from losses or loopholes in coverage.
Renters
Just because you don't own the property you live in, doesn't mean that your valuables shouldn't be insured. Did you know that your personal property isn't covered under your landlord's insurance policy? Renters insurance helps to make sure your prized possessions are covered when you're renting your home.
Residential
For many of us, our home is one of our most valuable and prized possessions. There is nothing quite like the wonderful feeling of a having a place to call home, and nothing worse than the sinking feeling of losing it. Residential Homeowner's insurance helps to make sure that we will have a home in the event that the unexpected occurs.
Specialty Homeowners
We provide a variety of Homeowner Coverage options for providing protection for the following types of speciality properties: older and lower value homes, landlord properties, homes with minor cosmetic problems, homes with market value below replacement cost, and more.
Travel Trailers
Taking your home on the road? Whether you have a fifth-wheel, travel trailer, pop-up or truck-mounted camper, we have coverage to make sure that your home away from home is protected.
Life Insurance Products
Term Products
Term Life Insurance: The simplest form of Life coverage, term insurance is no more than a matter of premiums and a death benefit. The name fits since term insurance's span of coverage lasts only a specified period of time; if the insured dies while the policy is in force, the death benefit will be paid to the designated beneficiary.
Whole Life Products
Whole Life Insurance: Permanent form of Life coverage that is provided for the insured's lifetime. Whole Life policies feature guaranteed level premiums, and build cash value that the policy owner may use to keep the policy in force, or may borrow during the insured's lifetime, at a reasonable rate of interest.1
Universal Life Products
Universal Life Insurance: Permanent form of Life coverage that offers a great deal of flexibility to the policy owner. Premium payments may be varied, death benefits may be changed, partial surrenders are allowed, and cash value may be accessed either through loans1 or direct withdrawals.
1Policy loans and withdrawals will reduce cash value and death benefit. Policy loans are subject to interest charges. If your policy is a modified endowment contract, loans and withdrawals may be subject to taxes and penalties.
Motorcycle Insurance Products
Collision Coverage
Whether it's icy roadways, a blind spot, or an uncontrolled intersection, Collision Coverage pays any amount more than your deductible to restore the damage done to your vehicle to factory new condition in the event of an accident.
Motorcycle Types
Whether you're taking to the back-roads on a classic bike or traveling the highways on a touring cycle, we provide coverage for a variety of bike types: Classics, Cruisers, Custom, Sport, Touring, Trike Conversion.
Liability
You never know when someone might get hurt in an accident. You could stand to lose a lot if you are at fault. Liability Coverage provides protection again financial loss.
Medical Payments Coverage
It's been a month since the accident and you just received your first hospital bill. Medical Payments Coverage makes sure you're protected against the income losses caused by medical and funeral expenses.
Optional Equipment Coverage
Adding features to your vehicle may add a personal touch but they can get "spendy". That's why we provide Optional/Add-on Equipment Coverage.
Safety Apparel Coverage
Have a nice helmet? Got some sweat leathers? Make sure you don't have to pay for it all over again if you get into an accident.
Transport Trailer Coverage
Sometimes transport trailers cost just as much as the vehicles that you own. That's why we offer Transport Trailer Coverage. To make sure that your transport trailer is protected. |
